Loan, special check or financing? Join the survey and leave your report on social networks
Author: Raíssa Rojas 09/04/2025 09:31
Closing the month with difficulty or fear that not even completing paying all bills is a problem that most Brazilians persecute. In today’s survey (09) Campo Grande News Do you want to know what is the reason for the break on your monthly accounts?
The Campo Grande News probe asks readers about the reasons for the break on their monthly accounts, pointing to the credit card, debit and financing as possible. CNDL and SPC Brazil Survey reveals that over 70% of consumers have received a special control limit automatically and many use it without realizing it. In August 2022, the use of a current account reached 38.5 billion R $, which is the highest value since 2011, the influence of interest and inflation rate. In February this year, a non -financial loan reached 8 trillions, with a height of 1.7% per month and 14.9% in twelve months.
Identify the culprit between the credit card, in the current account or financing in the article below or on board the portal and leave your report on social networks in the newspaper. The survey is not scientific and is only trying to present readers on everyday topics.
The danger of the illusion of additional money falls to users in a series of relationships that is not noticed. Over 70% of consumers have received a special control limit from the bank, and many use it without realizing it, in accordance with the CNDL (National Confederation of Shopkeepers) and SPC Brazil. In addition, There is a ceiling of a credit card percentage, but banks ignore the principle and charge over 300% per year.
In August 2022, the use of debits of 38.5 billion r $, the largest amount ever registered in the historical series began in March 2011 by the Central Bank. This increase took place in the context of high interest rates, with Selice set by 13.75% per year, and economic challenges that affected the population income in the inflation scenario.
Interest increases the loan and reduces its demand. According to data from the central bank, in February this year, the credit balance extended to the non -financial sector reached 18.8 trillion R $ (158.1% of GDP). Within twelve months, the extended loan increased by 14.9%, with the advances amount to 16.9% in securities and 11.4% of loans.
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